Loan in Micro Finance Program

  Mahila Sahakari Sanstha Limited.

Types of Loan:

S.N Loan Name Maximum Loan Limit Repayment Period Interest Rate
1 General Loan Rs. 5 Lakh

(1) Up to Rs. 1 Lakh for Max. 1 year

(2) From Rs. 1 Lakh to Rs. 2 Lakh - Max. 2 year

(3) Above Rs. 2 Lakh - Max. 3 year

15%
2 Seasonal Loan

(1) Rs. 40,000 for 1st loan.

(2) Rs. 60,000 for 2nd loan.

(3) Rs. 80,000 for 3rd loan.

(4) Rs. 1 Lakh for 4th loan.

12 months 

Eligibility criteria

Upon the payment of 3 installment of General Loan.

15%
3 Social Loan

Rs. 1 Lakh

12 months

15%
4 Treatment Loan

Rs. 15000/- to Rs. 1 Lakh

 

12 months

Eligibility criteria

Upon the recommendation of the doctor and the center for more than  Rs. 15,000/-

10%
5 Bio Gas Loan

Rs. 35000/-

24 months

15%
6

Micro Business Loan

Rs. 3 Lakh

12- 36 months

15%
7

Micro Housing Loan

Rs. 2,50,000/-

36 months

15%
8 Reconstruction Loan Rs. 1 Lakh

36 months

15%
9 Center House Loan Rs. 40,000/-    
10 Collateral Loan Rs, 20 Lakhs

12 months

Eligibility criteria

50 % of the valuation of the collateral or Rs. 20 Lakh whichever is less.

15%
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